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LEARNING CENTER

Build smarter, spend wiser.

Remodeling, ADU, and renovation-financing guides for Seattle-area homeowners — from first estimate to final walkthrough.

Start with financing

The highest-intent reads, up top.
Do You Have to Live on the Property to Have an ADU in Washington?
No. Washington bars cities from making ADU owners live on site. The short-term rental exception, old recorded covenants, and what lenders and insurers ask.
What a Free Lot Feasibility Report Tells You Before You Spend a Dollar
A verdict, your city's rules, what fits, a planning cost range and what still needs a site visit: what's inside a free four-page ADU lot report.
Using a HELOC to Build an ADU: How Borrowing Against Your Home Works
How a lender sizes a HELOC, what the appraisal checks, how draw and repayment periods work, and how to time draws to an ADU build without surprises.
ADU Rules in Kirkland
Kirkland allows two ADUs of up to 1,200 sq ft in any mix, often with no parking. Height, yards, impact fees, separate ownership and how to apply.
Mid-Size ADU Plans Compared: The Horizon, The Summit and The Ridge G
Three ADU plans just under 1,000 sq ft, each with living space over a garage: bedrooms, baths, outdoor space and which household each one fits.
ADU Pros and Cons: An Honest List From a Builder
Income, family space and flexibility on one side; cost, time, lost yard and landlord work on the other. A builder's balanced look at ADUs.

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Renovation Loan Prep Checklist

The exact documents lenders ask for to fund your project — printable, in plain English.

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